YOUR SALARY INTELLIGENCE

Know what your salary
is really worth.

Turn CTC into actual take-home pay. Understand where every rupee goes, compare offers and explore legitimate ways to make your compensation more tax-efficient.

Tax Year 2026–27 Rules linked to official government sources All 36 states and union territories

यह पेज हिन्दी में पढ़ेंஇந்தப் பக்கத்தைத் தமிழில் படிக்க

CTC TO IN-HAND

What will actually reach your bank?

₹

No sign-up required. We'll show the assumptions behind your result.

₹24 lakh CTC does not mean ₹2 lakh in your bank every month.

We show you where the difference goes.

Go beyond a basic salary calculator.

Your offer, taxes and take-home are connected. Our tools are designed to answer the next question, not just calculate one number.

01

CTC → In-Hand

See what actually reaches your bank account after tax, PF and payroll deductions.

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02

In-Hand → CTC

Start with the monthly salary you want and estimate the CTC you need.

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03

Salary Optimiser

Explore whether the same CTC could be structured more tax-efficiently.

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04

Tax Optimiser

Find eligible deductions, exemptions and unused tax-saving capacity before making decisions.

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05

Old vs New Regime

Compare both tax regimes using your actual salary and circumstances.

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06

Compare Job Offers

Compare two offers by take-home pay, fixed cash, variable pay and benefits.

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PLUS ONE · FOR INCOME BEYOND YOUR SALARY

Earning beyond your payslip?

Rent, bank interest, freelance or locum work: your payslip doesn't show the tax on any of it. See the extra tax, how much you keep, and when it's due.

RentBank interestFreelance and side work
Open Salary + →
Salary plus

See the rules behind your result.

Material tax and payroll assumptions are connected to the applicable official government source, with the relevant tax year, jurisdiction and calculation logic shown.

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Official-rule methodologyTax year · jurisdiction · source · calculation