CTC → In-Hand
See what actually reaches your bank account after tax, PF and payroll deductions.
Explore tool →Turn CTC into actual take-home pay. Understand where every rupee goes, compare offers and explore legitimate ways to make your compensation more tax-efficient.
₹24 lakh CTC does not mean ₹2 lakh in your bank every month.
We show you where the difference goes.Your offer, taxes and take-home are connected. Our tools are designed to answer the next question, not just calculate one number.
See what actually reaches your bank account after tax, PF and payroll deductions.
Explore tool →Start with the monthly salary you want and estimate the CTC you need.
Explore tool →Explore whether the same CTC could be structured more tax-efficiently.
Explore tool →Find eligible deductions, exemptions and unused tax-saving capacity before making decisions.
Explore tool →Compare both tax regimes using your actual salary and circumstances.
Explore tool →Compare two offers by take-home pay, fixed cash, variable pay and benefits.
Explore tool →Rent, bank interest, freelance or locum work: your payslip doesn't show the tax on any of it. See the extra tax, how much you keep, and when it's due.
Material tax and payroll assumptions are connected to the applicable official government source, with the relevant tax year, jurisdiction and calculation logic shown.